THE NEED

The pandemic is creating a housing crisis, threatening Kansas homeowners’ ability to keep up with mortgage and utility payments. As of May 2021, this has led to 15,430 home loans delinquent, of which 70% of these loans were behind more than 90 days. As a result, thousands of homeowners are at risk of losing their homes and having their utilities shut off. Without aid, homeowners are left to struggle through the pandemic’s effects.

KHAF helps Kansas homeowners financially impacted by the pandemic to get current on their mortgages and avoid foreclosure. Funds will provide assistance with: 

• Mortgages
• Property taxes and charges
• Homeowners’ insurance
• Energy Costs

1. Sign up for KHAF text alerts if you haven't already. We'll notify you when the program opens and will keep you posted on important updates. 
2. Determine what kind of mortgage you have. 
3. Contact your mortgage servicer for options that might be available to you. 
4. For assistance with those options, contact a HUD Housing Counseling Agency. 
5. Begin gathering application documentation in a digital format:

• Most recent tax return or two most recent pay stubs
• Valid photo identification
• Current mortgage or property tax statement
• Current utility statements

Additional Housing Resources

Not sure if you'll qualify for KHAF, or need other immediate housing assistance? Access this list for additional housing resources.